With over 20 years of financial advising experience, Janet boldly serves her clients in
Santa Barbara—and across the US—helping to create financial confidence & understanding.
We measure our success by your happiness. We create and embrace a new way of looking at your money. With our experience,
we guide you through the process of developing a clear, holistic financial plan.
Let us help you draw a roadmap to a more comfortable financial future.
A Woman's Voice
My mission is to provide financial planning and investment advice that creates a more empowered client and stronger generation of women. Honesty, Integrity, Authenticity and Accessibility are my cornerstones. Independence is part of upholding the fiduciary standard– doing what’s best for the client. Through educational and informative advice, we will work together to build a strategy for a better future for yourself and your family.
Waves of Baby Boomers are beginning to seek out competent advice and guidance as they enter into retirement age. Janet Barr is ready to take on these clients, specializing in planning for those nearing or already in retirement.
Women in Transition
Managing your finances on your own is difficult, but it doesn’t have to be. Whether you are single, divorced, or transitioning from the loss of a loved one, we believe you deserve the guidance to help you through the tough financial decisions.
Certified Divorce Financial Analysts™ are trained to answer these questions and more for men and women in the process of divorce and to provide litigation support for their attorneys, which helps them prove and often settle their case.
Fee Only Consulting
Beyond full management, Janet offers fee-only services such as…
Consulting: Hourly based consulting to address specific financial planning requests (billed at $250/hr thru 12/31/16). This service is typically used for divorce settlement planning, second opinion portfolio analysis, and comprehensive planning without asset management or product placement.
Flat/Project Case Consulting: Ranges from $750 to $15,000 (negotiated in advance).
The CFS Difference
As a female advisor, Janet brings a unique voice to the table. She educates her clients, listens to their needs and provides them with an appropriate investment strategy and financial plan. We like to work with accounts of all sizes, especially as you work your way towards one million (it’s okay to have less to work with us)—we strive to make a difference in our client’s lives. Your goals are our goals, Live Your Dream!
Knowledge is power—know what you own, request a second opinion, and receive a risk analysis. We pride ourselves as retirement and investment specialists. Learn how the power of fee-only or fee-based portfolio management can help you to look towards low cost, smart beta passive strategies and how they can work for you.
Janet L. Barr, MS, ChFC®, CLU®
President & CEO
Janet Barr is the President & CEO of Collaborative Financial Solutions. She is responsible for providing financial guidance to her clientele and setting the strategy & direction of the company.
Janet Barr coaches clients on how to invest their hard earned money in a way that makes sense for them. CFS also offers holistic, comprehensive and modular financial planning. We provide a special focus on estate planning, retirement planning strategies and portfolio design assistance.